Simple bill book for shops and businesses that aren't GST-registered. No HSN codes, no tax columns — just clean, printable cash memos with your logo and brand colour. Built for kirana, salons, tuition teachers, freelancers and small services.
A cash memo is the most common type of bill issued by Indian small businesses that are not GST-registered. Kirana shops, sweet shops, tea stalls, tailors, salons, tuition teachers, photographers, small repair services and freelancers below the GST threshold (₹40 lakh for goods, ₹20 lakh for services) all use cash memos instead of tax invoices. This tool gives you a clean, printable cash memo with your logo and brand colour — no HSN codes, no tax columns, no compliance baggage. Just a simple bill that captures the sale and proves the transaction happened.
Who needs this: anyone running a business that doesn't charge GST. That covers most independent professionals (freelance designers, content writers, photographers, tutors), most service businesses operating below the ₹20 lakh threshold (small salons, repair technicians, home tutors), and any retail shop under the ₹40 lakh turnover ceiling. Also useful for B2C cash sales where the customer doesn't care about the tax invoice — they just want a clean bill for their personal records or warranty claim.
What you get on the PDF: your business name in your brand colour at the top, your logo top-left, the bill number and date, customer details, an itemised table with description, quantity, rate and amount, a clear total, the payment mode (Cash / UPI / Cheque / Bank Transfer / Card / Credit), an amount-in-words line, and your notes at the bottom. No watermark, no signup, no payment gateway. Single-page A4, print-ready. The seller details you enter are saved in your browser so the next bill takes 20 seconds — only the customer name and items change.
If you ever cross the GST threshold and need to register, switch to our GST Invoice Generator — same form, same look, but with HSN codes, automatic CGST/SGST/IGST calculation, tax breakdown table and the official "TAX INVOICE" title that GST-registered businesses are legally required to use. For now, this cash memo tool handles your daily bill book without any GST complexity.
Your shop name, logo and colour. Tick "Remember my details" and you'll never type them again on this device.
Customer name, items (description, quantity, rate), payment mode. The total computes live.
Print it, WhatsApp it, or save the digital copy. The bill number auto-increments for the next customer.
Use Cash Memo (this tool) if:
Use Tax Invoice (GST Invoice Generator) if:
No. A cash memo is a simple bill for non-GST businesses or composition scheme dealers. A tax invoice is required when you're GST-registered and want to charge CGST/SGST/IGST. If your annual turnover is under ₹40 lakh (₹20 lakh for services), you usually don't need GST registration — a cash memo is enough.
Kirana shops, small salons, tuition teachers, freelancers, sweet shops, tailors, repair services, photographers, and any non-GST-registered Indian business. Also useful for B2C cash sales where the customer doesn't need a tax invoice.
Yes — for non-GST businesses, a clearly written cash memo with seller name, customer name, items, amount, date and signature serves as a valid sale record. For GST-registered businesses, switch to our GST Invoice Generator to get a compliant tax invoice.
Yes. Upload your shop logo (PNG/JPG, max 500KB) and pick an accent colour. Both will appear on the downloaded PDF without any RankAppear watermark.
Only in your own browser, never on our servers. If you check "Remember my business details", your shop name, logo and colour are stored locally for your next visit. Click "Forget my details" to clear them anytime.
Other free tools small Indian businesses use alongside this one.
