Send a clean WhatsApp message asking for payment to your UPI ID โ with amount, reason, and a direct payment link customers can tap.
Customer name, amount, your UPI ID.
e.g. "for today's grocery order" โ keeps it clear.
The message includes a tap-to-pay UPI link.
The generated message includes a upi://pay link with your UPI ID and exact amount pre-filled. When the customer taps it on their phone, their default UPI app (Google Pay, PhonePe, Paytm, BHIM) opens with the payment ready to send. They just enter their UPI PIN โ no typing your ID, no typing the amount, no mistakes.
Yes โ it follows the standard UPI deep link format that all major apps in India support: Google Pay, PhonePe, Paytm, BHIM, Amazon Pay and bank apps.
No. UPI transactions for kirana and shop payments under โน2,000 have zero charges for the merchant.
Suggest they download BHIM or use the UPI feature inside their bank's mobile app. Almost every Indian bank now supports UPI directly.